Learn more about PayPal’s Bill Me Later features that gives you more time to pay.

Bill Me Later is now PayPal Credit, but your existing account information and credit line will still remain intact. If you do not have a PayPal account, you can continue to service your account here by using your Bill Me Later user ID and password. For those of you with a PayPal account, you’ll get to service your credit line on PayPal, and take advantage of the additional benefits of PayPal, like sending money and the ability to schedule future payments. In the coming months, we will be moving everyone over to PayPal and offer you the additional benefits as well as an easier to use interface, and all we’ll need you to do is link your credit line to a PayPal account.

PayPal Credit is a service that lets you buy now and pay later. Think of it as a secure, instant, and reusable credit line without the plastic. PayPal Credit is available as a payment option at thousands of online stores and once you link it to your PayPal account, it can be used almost everywhere PayPal is accepted.

You can apply today, or select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and the last 4 digits of your Social Security number, and then to agree to the terms and conditions. You’ll know within seconds if you are approved. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.